Published October 11, 2026 in Market Update

The Woodlands inventory is down, and closings are still steady

By Stacey Brown

Real estate, The Woodlands, TX

I want to share what the numbers actually show right now, as of October 11, 2026. Rates are up. Inventory is tighter. And yet, closings in The Woodlands are holding. That combination tells a real story for anyone thinking about buying or selling here.

Buyers are still showing up

CNBC reported the average 30-year fixed rate hit 7.49% in the week ending October 7, 2026. That is real. It changes what a monthly payment looks like. Even so, the Real Estate Data Aggregator counted 1,096 homes sold across The Woodlands in the three months ending August 31, 2026. That is only 1.1% fewer than the same three months a year ago. Buyers are making decisions. They are not sitting still.

Fewer homes to choose from

The Real Estate Data Aggregator showed 1,250 homes for sale across The Woodlands in that same period, down 3% from a year before. New listings fell too, dropping 5.6% to 1,409. Less supply with steady demand means the right home, priced well, still draws attention.

How each ZIP code read differently

The overall picture is steady, but each ZIP code tells its own version. That matters if you own a home in one of them.

A few things worth noting by ZIP

ZIP 77381 had the tightest supply, at 2.1 months per the Real Estate Data Aggregator, and the shortest median time on market at 23 days. ZIP 77382 moved quickly too, with a median of 25 days and 33.6% of homes going under contract within two weeks of listing. ZIP 77384 took longer, a median of 57 days, though closings there were actually up 13% from a year ago. ZIP 77385 was the one ZIP where the median sale price rose, up 6.3% to $372,000, and 17% of homes sold above list price, up 11.6 points from a year ago. ZIP 77380 saw the largest price shift, with the median falling 19% to $441,350, though homes for sale there also dropped 12.8%.

What rates mean right now

Realtor.com reported that mortgage rates climbed above 7% in September 2026 for the first time since January 2025. CNBC put the average 30-year fixed rate at 7.49% for the week ending October 7, 2026. Goodness, that is a real shift. It slows some buyers. It also means sellers who price carefully still find people ready to close, as the 1,096 closings here show. The Federal Housing Finance Agency reported that U.S. home prices rose 2.6% from July 2025 to July 2026, so the broader backdrop is still positive, just slower.

Price cuts are more common nationally

Realtor.com reported that 20.8% of listings nationally had price cuts in September 2026, the highest share since October 2022. That is a national figure, not a Woodlands count. It does tell you that sellers everywhere are adjusting to where buyers are. Pricing your home to the current market, not last year's, is what moves it.